Line of Credit

Before we kick off, please make sure you have:

A Reece Trade Account (with a limit of $5,000 or more, and a good payment history with Reece).
For non-Reece trades customers – contact us on 1800 522 822 to discuss how Laddr can help with your application
Full details for any other directors, trustees or partners in your business.
A good personal credit rating.

The form should take no longer than eight minutes and you'll need to fill it out in one go.

I agree to the Laddr Finance Website Terms of Use and Privacy Policy. I understand that Laddr Finance collects and handles my personal information in accordance with its Privacy Policy and for the purpose of providing products and services. Certain information provided may be shared with TruePillars for the purpose of them providing the Product I am applying for, and I acknowledge and agree that this information will be handled in accordance with TruePillars Privacy Policy. *

Getting started

I am a director, trustee or business owner authorised to apply for financial products. *

YesNo

You cannot apply on behalf of someone else.

I'm an existing Reece Trade customer. *

YesNo

My home branch is... *

My branch is... *

My Reece Trade Account number is... *

We're partnering with TruePillars to bring you a Line of Credit and need to share your business and personal data for the life of the loan you're applying for so that TruePillars can provide you with products and services. Do you agree to Reece Limited and Laddr Finance sharing your data with TruePillars? *

Yes

What I'm after

I'm looking for a line of credit of... *You can request a line of credit between $5,000 and $100,000. However, TruePillars may not provide a line of credit that is greater than your Reece Trade Account limit. Please take this into consideration when selecting the amount you want to apply for. Once your Line of Credit has been approved you can draw down up to the full amount immediately in your borrower portal.

About me

First name *

Middle name(s)

Last name *

Email *

Contact number *

Date of birth *

My home address is... *

I am a Politically Exposed Person (PEP) *

NoYes

The definition of a politically-exposed person can be found here: http://www.truepillars.com/documents/politically-exposed

My ABN is... *

Lookup

My business name is... *

My business is legally structured as a... *

We will need a certified copy of your Trust deed. For security purposes, we will send you a separate email to collect this.

My Trustee ABN is... *

Lookup

Please Note: Your application may not be approved without your trust deeds.

Excluding myself, the number of people I employ is... *

Is there a guarantor other than yourself for this loan? *

NoYes

If the borrowing entity is a company, Laddr policy is that all directors plus any beneficial shareholders (25% or more total shareholding) are required to act as guarantors. If the borrowing entity is a trust, all named beneficiaries are required to act as guarantors.

Guarantor details

First name *

Middle name(s)

Last name *

Email address *

Contact number *

Date of birth *

Their home address is... *

Is a Politically Exposed Person (PEP) *

YesNo

The definition of a politically-exposed person can be found here: http://www.truepillars.com/documents/politically-exposed

I have additional business partners... *

YesNo

We will be in contact to collect the information on your other business partners.

I'd like you to wait until I have conditional approval before you contact the others... *

Yes, please waitNo, contact them now

We have to get in touch with all relevant parties. We can do this now, to get the ball rolling, or we can wait until you have a conditional approval before getting in touch with them.

My property

I personally own (or co-own) property. *

YesNo

The address of the highest value property I own (or co-own) is... *

We need to verify the ownership of your property. For your security, we'll send you a separate email where you can upload the rates notice from the property you've specified. You may also be asked to provide th latest Rates Notice for your property.

Inactive ABN

Sorry, Laddr loans are only available to borrowers with active ABNs. If you have any questions, please don’t hesitate to call us on 1800 522 822.

Sorry, but you can't apply on behalf of someone else.

Please direct them to complete our application form. If you have any questions, please don’t hesitate to call us on 1800 522 822.

Thanks for your interest in Laddr.

Our online application is currently limited to Reece customers. Please contact Laddr on 1800 588 822 and our friendly team will help you complete your application.

Expression of Interest

We're currently trialling our products with a number of branches in Victoria. If you are interested in our products, fill out the expression of interest form below, and we'll get in touch once we launch in your area. Thanks for your interest!

Full Name *

Contact number *

Contact email

The final steps

I consent to TruePillars conducting a personal credit check. *

I declare that the credit I'm applying for is to be applied wholly or predominantly for a business purpose.

IMPORTANT: You should only proceed, and tick this box, if the loan you are applying for is wholly or predominantly for business purposes. By confirming this, you may lose any protection under the National Credit Code. *

I wish to receive marketing communications from Laddr and I understand I can opt-out of receiving such marketing communications at any time using the unsubscribe facility provided in the marketing communication or by contacting Laddr.